Quality Care at a Price You Can Afford
Investing in dental insurance is a great way to care for your oral and overall health as you get older. Finding a dentist who will work with you to make the most out of your insurance benefits is important -- and your dental insurance dentist in Mount Pleasant is Dr. Robert C. Sikes! He and our whole team love helping our patients stretch their dental PPO benefits to the maximum. Keep reading to learn more about how you can use dental insurance at our office, for the good of your wallet and your smile health!
How Dental Insurance Works
Dental insurance works like a dental benefits plan you or your employer pay for upfront throughout the year. In exchange for a monthly premium (usually around $50 for an individual and $150 for a family), you are eligible for certain general, preventive, and restorative treatments that you can receive steep discounts on during a calendar year.
The specifics may vary, but here’s an outline of what your coverage may look like:
- Preventive dentistry is 100% covered, including checkups and cleanings and X-rays
- Restorative dentistry is covered between 50% and 80%, depending on the complexity of the treatment
- Cosmetic dentistry is not covered by dental insurance
Dental Insurance vs. Medical Insurance
Dental insurance works differently than your medical coverage in that it is more prevention-focused than your medical insurance. Rather than covering your care after something already goes wrong, dental insurance covers the treatments that you need to keep these issues from developing in the first place. That will help to keep your smile healthy and whole for a lifetime to come!
In-Network vs. Out-of-Network
Another key difference between medical and dental insurance is that you are not necessarily penalized for going out of network with the latter. You may have to pay the full amount upfront, but it’s easy to receive the prompt reimbursement in a short period of time. That means you won’t have to sacrifice high-quality care just to use your dental insurance.
We are not specifically in-network with any dental insurance provider, but we will still work hand-in-hand with you to help ensure that you receive everything you are entitled to with your plan. Our team will file and follow-up on your claims so that you can receive the maximum reimbursement for your care.
Meet Misha, Our Insurance Expert!
Using your dental insurance to its fullest is easier when you have a partner on your side who can help you along the way. When you call our office with an insurance question, you will talk to Misha -- she’s our receptionist and resident dental insurance expert. She has lots of experience working with a variety of dental insurance plans, and she looks forward to helping you maximize your benefits as well! To discuss your coverage or to schedule an appointment, don’t hesitate to contact your dentist in Mount Pleasant today.